Bank Promotion Funding & Efficiency Calculator (v13)

Eligible-units-only math. OP costs: Subvention % (EMI), TPD ₹/unit, Exchange ₹/unit. TPD/Exchange include an additional Attach% applied over eligible units.

Sales & Attach

Gross = units × price ₹10,000

Attach% sets how many units are eligible per channel. You may model overlaps intentionally.

Operational/Subvention Costs

Subvention (EMI only)
Per-unit: ₹40
Total on EMI eligible: ₹200
Top-up Discount (TPD)
Exchange Bonus

Effective op cost / unit (for basis) averages TPD/Exchange using their Attach% over eligible units. Totals multiply by attach-adjusted eligible units.

Discount Plan & Caps

If (Bank + Brand) per-unit exceeds the channel cap, both are scaled down proportionally.

Target & Basis

On Net+Cost, per-channel op costs reduce basis unit value for the targeted channel(s).

Eligible FS units
0
Eligible EMI units
0
Basis sales (eligible only)
₹0
Gross sales (eligible only)
₹0
Total eligible attach units
0
Implied bank funding
₹0
Target bank funding
₹0
Implied bank efficiency
0%
Gap to target (₹)
₹0

Per-Unit Contribution & Caps

Channel Total planned discount / unit Net unit (list − discount) Net unit (after discount & op cost) Bank share / unit (after cap) Brand share / unit (after cap) Cap applied?
Full Swipe ₹0 ₹0 ₹0 ₹0 ₹0 No
EMI ₹0 ₹0 ₹0 ₹0 ₹0 No

Per-unit values shown here; totals multiply by eligible units for funding and efficiency. TPD/Exchange are averaged with their own Attach% for basis calculations.

FS vs EMI — Target vs Implied (eligible units)

Channel Eligible Units Channel Basis Sales (₹) Target Bank Funding (₹) Implied Bank Funding (₹) Implied Efficiency (%) Gap to Target (₹)
Full Swipe 0 ₹0 ₹0 ₹0 0% ₹0
EMI 0 ₹0 ₹0 ₹0 0% ₹0

Auto Summary & Strategic Insights

Adjust inputs to see insights…